Home > Journals > Journal of Social Welfare and Management

Journal of Social Welfare and Management

Submit your article Read this Journals View all journals
Full Text (PDF)
Original Article

Financial Inclusion (Role of Primary Co-operative Banks in Rural India)

V.L. Raju, Associate Professor, Department of Business Management, Malla Reddy Institute of Engineering & Technology, Maisammaguda, Secunderabad, Telangana State 500014, India. , V.L. Raju

Author Information

Licence:



Journal of Social Welfare and Management 10(2 (Special Issue)):p 247-250, May-August 2018. | DOI:

How Cite This Article:

Timeline

Received : N/A         Accepted : N/A          Published : N/A

Abstract

Primary Cooperative Bank can check each and every transation of society and member of the Banks and also Loan disbursement, loan recovery – Daily, Weekly, Monthly, Half yearly and yearly.

Investment Type: Bank and shares wise investment entries calculation of each investment of the member. Report – The report by the day book, cash book, simple balance sheet, groups balance sheet, trial balance sheet, profit and loss statement, trading account statement, NPA statement, DCBS (demand collection and balance statement) General Ledger, Balance List, Account Ledger.

Vision:

a. Making administration, transparent and people orinted with means of administration reforms.

b. Specification in administration with the mean of information technology

c. Making the services available to the gross roote level.

d. Moderanazation in administration and providing satisfactory services.

e. Extended financial facilities and small finance banks and specific the cooperative banks to be the leading representative body of the cooperative finance sector.

Policy –

• First bank of its kind in the country to educate the membership and leadership

• To promote saving culture in rural and create access to loans.

• To maximise shareholders value.

• Social and cultural values oriented services, integrity.

• Concern for community, team work, costconciousness, customer satisfaction,

• Loan modules- short term and long term.

The co-operative banks in India play an important role in even today in rural financing. These are registered under the Co-operative Societies Act and also regulated by the RBI. They are governed by the “Banking regulation Act 1949” and Banking Laws (Co-operative societies) Act 1965.

 

Keywords: Formum; Investment; Agriculture; Co-Operation; Society. 

References

No records found.


About this article

Cite this article

Licence:



Received Accepted Published
N/A N/A N/A
DOI:

Keywords


Article Level Metrics

Last Updated

Tuesday 07 July 2026, 08:27:08 (IST)

1164

Accesses

1
112
00

Citations


NA
NA
NA

Download citation


Article Keywords

Keyword Highlighting

Highlight selected keywords in the article text.


Timeline

Received N/A
Accepted N/A
Published N/A

licence




Access this article

Reprint Order Form
Buy this Article
Institutional Subscriptions

Share