Journal of Social Welfare and Management

Fintech has created a silent revolution in many ways, Fintech has benefited human sustainability in many ways. This paper is an exploratory study based on literature review and perceptual analysis the benefits they perceive, the risks they perceive. A questionnaire was developed to study the perception of various consumer group. Financial technology benefits they perceive, perceived risks. The questionnaire was distributed to mainly student communities. To study the benefits expected from online financial Transactions, the improvements expected, the risks perceived about online financial Transactions. Weather financial technologies will help in improving quality of life and ecosystem. Of the respondents many are the perceived benefits, there understanding of the sustainability because of fintech, or online financial technology connections seems to be in the nascent stage. The risks perceived were digital fraud and security risks, The banks should invest in cybersecurity for the fintech to flourish. Controls the flow of money and finance is the benefits perceived for the ecosystem. More awareness must be created for the importance of Fintech as a sustainability tool. The responsibility should be shared by Government, and financial Institutions.

Rain fed agriculture provides 58 per cent of the World's food basket while accounting for 80 per cent of agricultural lands. Water for food production is becoming increasingly scarce as a result of worldwide population growth, and the situation is further exacerbated by climate change. Rain fed areas are hotspots for poverty, malnutrition, and food insecurity, as well as regions prone to extreme land degradation, water scarcity, and inadequate social and institutional infrastructure. As a result, PMKSY is regarded as an effective tool for tackling many of these issues, as well as a potential engine for agricultural growth and development in vulnerable and marginal rain-fed areas. The Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) promotes water conservation in order to address the country's growing water shortage. Present paper aim is to discuss that importance of irrigation practice, Government scheme for irrigation, importance of PMKSY.

Online shopping has gained popularity as more people have grown to depend on the internet. This paper examines how consumers' internet purchasing experiences have affected the city of Thoothukudi. In the city of Thoothukudi, this study was conducted. To support the investigation, both primary and secondary data are utilised. In order to analyse the primary and secondary data, various techniques were used, including standard deviation, correlation, chi-square analysis, averages, and percentages. Using a large sample of 60 samples, the study illustrates the correlations between the type of internet connection and demographic characteristics. The sample population's demographics and level of familiarity with various internet connection types are strongly correlated. In light of this, there is a distinct relationship between consumer demographics and knowledge of internet connection type. Since the projected value of chi-square is higher than the table value of these variables, the relationship between the frequency of online product purchases and socioeconomic indicators such age, education, and family size is critical at the 5% level. Some respondents are still reluctant to make purchases online because they believe that online transactions are neither safe nor reliable. The convenience of online shopping was disputed by some respondents. Despite the fact that some survey participants believe internet shopping offers better deals and lower prices, they are cautious to make purchases out of worry that they would receive defective goods and find it challenging to replace them.

Women's empowerment is one of the largest issues facing our country, and it can only be accomplished when the women of this nation are educated, financially literate, and independent. Working women need to make financial decisions more wisely than non-working women. Working women buys most of the products/goods online, they make financial decisions on daily basis while making these purchases. The capacity to make wise financial decisions is known as financial literacy. People with financial literacy are better equipped to plan their finances so they can manage their daily costs, keep an emergency fund, save for their children's education, and get ready for the quick post-retirement year. The capacity to use information and skills to manage financial resources successfully for lifetime financial security is known as financial literacy. The purpose of this study was to understand the financial literacy among working women on Social media platforms. It also studied the impact of financial literacy on working women while making purchases on social media.