Journal of Social Welfare and Management

Digital payment comprises of a financial transaction between two or more persons through virtual or digital platform in place of physical transaction. It offers fund transfer through cell phones across the world round the clock. Users of this mode are offered benefit of fair recording of all monetary transactions on their fingertips. Even to lessen the spread of Covid-19, digital payments can support physical distancing, perform fund transfer and thus aid and ease the government to reach those in necessity. The present study aims to study usage of IMPS during Covid 19 as well as impact of Covid 19 on quantum of IMPS transactions since it broke out in India. The present study covers the period of 32 months i.e. 16 months of First and Second Wave of Covid 19 (April, 2020 to July, 2021) and 16 months prior to Covid 19 (December, 2018 to March, 2020). The sample of the existing study consists of all the member banks offering IMPS during the study period i.e. December, 2018 to July, 2021. The researchers have conducted a T-Test: Paired Two Sample for means to test the hypotheses of the present study. It is hypothesised for the study that there is no significant difference in the means of member banks offering IMPS, number of IMPS transactions and volume of IMPS transactions before and during Covid 19 in India. The Study found that there has been significant difference in the means of Number of Member Banks before and during Covid 19. The study also found that there has been significant difference in the means of Number of IMPS transactions before and during Covid 19. Significant difference in the means of volume of IMPS transactions before and during Covid 19 has also been observed. The study found that during Covid 19 pandemic in India, with the increase in Number of Member Banks offering IMPS, there has been increase in usage of IMPS which has been reflected by the Number of IMPS transactions and Volume of IMPS transactions. Keywords: Digital Payment; IMPS; Covid 19

The world today has been severely affected by the covid-19 pandemic and India is no exception. Amid this crisis, the most affected have been the labor class. The internal migrant workers in India, despite being highly vulnerable in terms of physical and mental health, have remained the backbone of the Indian economy2. In this paper, the impact of Covid-19 on migrant workers, the struggles faced by them, and how ‘Garib Kalyan Rojgar Abhiyaan’ has helped the workers to fight with the situation. This article also depicts the views of different authors on the pandemic and also shows some statistics of the proposed scheme ‘Garib Kalyan Rojgar Abhiyaan’ to get a clear picture of its functionality and its impact in various states of India. Apart from depicting the views of different authors, some interpretations of their views and proposed solutions.

The teacher trainees of English following two years in-service of professional development at Teachers Colleges in Sri Lanka are faced with many difficulties in following their studies in the colleges because of their lack of competencies in English. These trainees are expected to study and understand several subjects in English. Moreover, they have to perform a number of duties as teachers at schools. They need to teach their students English, they have to do need analysis about the level of their students, they have to design syllabus for additional classes and prepare materials for their students after ret after their training in the college. The purpose of the study to design a set of competency framework for the teachers of English studying in Teachers’ Colleges. A sample of 50 trainees were selected for this study. The tools of content analysis, lecturer questionnaire, and interview were used to design the competencies for the trainees. These competencies are recommended to be used to the teachers trainees who are poor at their language in English.