AbstractDigital payment comprises of a financial transaction between two or more persons through virtual or digital platform in place of physical transaction. It offers fund transfer through cell phones across the world round the clock. Users of this mode are offered benefit of fair recording of all monetary transactions on their fingertips. Even to lessen the spread of Covid-19, digital payments can support physical distancing, perform fund transfer and thus aid and ease the government to reach those in necessity. The present study aims to study usage of IMPS during Covid 19 as well as impact of Covid 19 on quantum of IMPS transactions since it broke out in India. The present study covers the period of 32 months i.e. 16 months of First and Second Wave of Covid 19 (April, 2020 to July, 2021) and 16 months prior to Covid 19 (December, 2018 to March, 2020). The sample of the existing study consists of all the member banks offering IMPS during the study period i.e. December, 2018 to July, 2021. The researchers have conducted a T-Test: Paired Two Sample for means to test the hypotheses of the present study. It is hypothesised for the study that there is no significant difference in the means of member banks offering IMPS, number of IMPS transactions and volume of IMPS transactions before and during Covid 19 in India. The Study found that there has been significant difference in the means of Number of Member Banks before and during Covid 19. The study also found that there has been significant difference in the means of Number of IMPS transactions before and during Covid 19. Significant difference in the means of volume of IMPS transactions before and during Covid 19 has also been observed. The study found that during Covid 19 pandemic in India, with the increase in Number of Member Banks offering IMPS, there has been increase in usage of IMPS which has been reflected by the Number of IMPS transactions and Volume of IMPS transactions. Keywords: Digital Payment; IMPS; Covid 19