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DOI: http://dx.doi.org/10.21088/JSWM.0975.0231.10318.35

Abstract

 The Indian health insurance sector is one of the fast growing segments of Indian health care system. There were lots of health insurance products available to cover the needs of mass organized community and at the same time there were no single system to cover the health care needs of the mass unorganized community in India. In order to overcome this issue the Government of India has introduced a new scheme called Rashtriya Swasthya Bima Yojana in the year 2008 with the objective of providing financial protection against catastrophic health costs by reducing out of pocket expenditure for hospitalization. The scheme also provides better accessing to quality health care for below poverty line households and other vulnerable groups in the unorganized sector. In this context the present study has been conducted to know how far the new scheme could penetrates the health care system of Kerala.

 

Keywords : RSBY - Rashtriya Swasthya Bima Yojana, BPL- Below Poverty Line, WHO- World Health Organization, CHIS- Comprehensive Health Insurance Scheme, AGR- Annual Growth Rate, AAGR- Average Annual Growth Rate.

Corresponding Author : Chaithanya U., Assistant Professor, NSS College, Nemmara, Palakkad, Kerala 678508, India.